Contractors and self-employed individuals do not enjoy the benefits associated with traditional employment such as death in service; benefit sick pay and private medical insurance. It is important to replace the employee benefits package that is no longer protecting you, as you are now far more vulnerable to financial loss if you suffer an illness or injury and your loved ones are at greater financial risk if the worst should happen to you.
It is important to get the right advice on a suitable product as we have historically seen contractors fall foul of products which will not pay out as the small print excludes freelancers and contractors from the cover. Searching for the right policy can be daunting so our experienced team will research the market, provide a solution that fits your needs and priorities and handle the entire application process for you. We will help you to insure your risks with the most tax efficient solution.
As part of the Financial Health Check offered free to all accountancy & payroll customers, our dedicated team will help you through this planning process.
We focus on three main areas:
• Critical Illness
• Income Protection
• Life Assurance
Naturally, we will help you to take advantage of any special tax benefits that your chosen way of working can bring.
Why not take a few minutes of your time and consider your protection? It could be one of the most important things you do for you and your loved ones. To request your free initial 30-minute financial review, please fill in the get in touch form.
TAX PLANNING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.