Your mortgage is most likely your single biggest item of expenditure so cutting its cost is likely to be your biggest single money saver. Once the deal ends on your current mortgage you’ll probably be moved onto your lender’s standard variable rate, which will usually be higher than other rates that you might be able to get elsewhere.
A Remortgage can be for many reasons - maybe you're coming to the end of your current deal, or your deal's no longer right for you? Or maybe you want to try to cut costs, or consolidate debts?
Getting any type of mortgage is tougher these days and you can’t rest on your laurels just because you’ve managed to get a mortgage from a lender before, especially if you are no longer in permanent employment and your situation has changed. What might look like a money saving deal could end up losing you money if you don’t do your sums first and that’s why we are here to help.
We can secure a new deal up to six months in advance of your product ending and will consider what deal is available from your current lender and compare this to the whole of the market. This means we have plenty of time to go through the process to avoid spending unnecessary time on a higher rate. Having access to specialist lenders and mortgage rates that are not available to clients direct, gives us the ability to place more applications and recommend the most competitive mortgage deal. We aim to proactively contact clients prior to their deal ending to avoid unnecessary time on a higher rate.
We provide a free initial 30-minute consultation with no obligation so you can be confident that our advice is honest, independent and specific for your needs. We will evaluate your personal needs and requirements, make you aware of the products and services available to you and if we feel you can benefit from our services we can arrange a full mortgage advisory consultation.
To request your free initial 30-minute consultation, please fill in the get in touch form.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.